*1.61% Annual Percentage Yield (APY) is effective as of 1.12.2018, and is subject to change with early withdrawal. Minimum deposit of $5,000 to obtain 1.61% APY, 180-day interest penalty if withdrawn in the first 12-months, APY adjustments if withdrawn after 12-months but before maturity.  This is a limited time offer for new money deposited to GCB and is subject to change without notice.  See our customer service representatives for additional details