Granite Community News
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2021 GCB Pigskin Picks Week #3
2021 GCB Pigskin Picks WEEK #2 WINNER: Eric Leyendecker - Factory Home Center (3-wrong) Weekly prizes will be distributed by GCB in the upcoming week(s)OFFICIAL RULES Contest begins on Thursday, September 9, 2021 and ending Sunday, January...
Phone Scams and Red Flags
How to Recognize a Scam Recognizing a scam isn’t as hard as you may think, when you know what to look or listen for. Most scams have similar characteristics according to the Federal Trade Commission, which include the following red flags:Callers or...
Credit: The Good, The Bad, & How to Improve Your Score
Why Your Credit Score May Vary: There are three credit reporting agencies, TransUnion, Equifax, and Experian – and when obtaining your personal credit score it is important to remember that while the information contained in each report tends to be...
How to Calculate the Break-Even Point on a Mortgage
What Is the Break-Even Period? When looking at a mortgage refinance, it’s important to know what your break-even period is. The break-even period is the number of months that it takes for you to earn back the fees spent to refinance the loan....
How to Know When to Refinance Your Mortgage
4 Primary Considerations When Refinancing Will I still live in my current home for more than x-yrs? Will I remove my Private Mortgage Insurance or equivalent, by refinancing? Will I fund a home improvement or large expenditure in the near future?...
Is Refinancing the Best Step for You
What things should I consider to decide if refinancing is the right thing for me/us? How long do we plan to stay in our home? What is our current rate vs. today’s rates? Do we need to cash-out some equity? Will refinance eliminate our mortgage...
How to Apply for a PPP Loan – It’s Not Too Late!
Overview We are accepting applications for first and second round PPP loans on our website, HERE. Rather than fill out the paper application provided by the SBA, our online platform streamlines the application process to make it easier on you. It...
How to Calculate 25% Revenue Reduction for PPP 2nd Draw Loans
How do I know if I met the 25% gross revenue decline rule? “Gross revenue” means any and all revenue received from the sale of products or services. The measurement period is based on a calendar quarter (January-March, April-June, July-September,...
The Story Behind Our PPP Success and How We’ll Replicate It for You in Round 2
In the early days of PPP, there was chaos and confusion surrounding the program. An avalanche of questions came in: “Would the money run out?” “How do I get my loan submitted in time?!” and “I’m not a customer of yours but can I get the PPP loan...
4 Simple Reasons to Choose an Independent Insurance Agent
There are many insurance agencies out there to choose from, but have you considered working with an independent insurance agency vs. direct? What’s the difference? Let’s compare it to going shoe shopping. You may choose to shop at name brand stores...
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